Uninsured motorist accident claim
Dallas Fort Worth Injury Attorney David Kohm Can Help You With Uninsured Motorist Injuries & Claims
Our Arlington TX auto accident law firm meets with so many people asking for help because they were in an accident with someone who had absolutely no liability coverage. It’s common knowledge that there are a lot of people in Texas driving around with no insurance, even though State law requires it. They can’t afford it so they go get the bare minimum coverage when they have to renew their vehicle registration or drivers license, and then they let the policy lapse when the next premium comes due.
So have you been in a wreck with an at-fault uninsured driver? If so you need to confirm that you have Uninsured Motorist coverage on your own insurance policy. Uninsured Motorist ("UM") coverage is actually protection you buy in order to ensure that you have coverage for your damages in the event the other driver is uninsured.
You Have Uninsured Motorist Coverage
Should you have UM coverage, you will need to file a claim with your own insurance company. It is wise to have your personal injury attorney handle this process for you so that you can keep direct contact with the insurance adjuster to a minimum. This is especially true if you have suffered physical injuries that are a result of the accident. Your insurance company will assign a claim number and they will assign an insurance adjuster to handle the claim.
You Don’t Have Uninsured Motorist Coverage
If you don't think you have UM coverage, don't be so sure. It often happens that the agent or staff you purchased your policy from failed to properly exclude UM coverage from your policy. In Texas every auto insurance policy must automatically include UM coverage unless you, the buyer actually rejected the coverage in writing. So if you never signed a notice declining this coverage, this means that the insurance company is required to provide UM coverage. It’s a common occurrence for agents and their staff to fail in providing clients with the proper forms declining coverage. People get in a hurry or forget and think they will come back and get you to sign the form later, mistakes happen, hopefully in your favor.
One thing you will want to remember is the fact that even though you’re dealing with your own insurance carrier, they still aren’t going to treat you any differently just because you pay premiums. It is the adjuster’s job to save the company money, not spend money. So hiring a qualified experienced law firm is a priority in order to get the best representation when dealing with insurance matters.
Contact our knowledgeable accident lawyers at the Law Offices of David Kohm for a Free Review of your case. Take action today and call for a free consultation or you can complete our easy online request form. If you can't come to us, we will come to your home or hospital.
Se habla ingles y espanol. Llame David Kohm, Dallas-Fort Worth abogado de accidentes
Auto Accident Assistance
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