Uber likes to call itself a transportation network company. It operates in the nature of a dispatching service for Uber drivers who it likes to call independent contractors. It claims to be able to service half of the United States population. With that many drivers on the road, there have been many Uber car accidents in the past that have involved severe injuries and fatalities. Such accidents are also inevitable in the future. Here are five things that you need to know if you’re injured in an accident with an Uber driver and also why it is imperative that you retain the services of an experienced Uber car accident attorney.
- Who Should Call 911?
This might sound overly fundamental, but people are injured in car accidents every day who fail to report the accident to police. If you’re in an accident, don’t let your Uber driver talk you out of immediately reporting the crash to police and having them come to the scene. It’s highly unlikely that any insurer will give any credence to your injury claim without a police report. You’ll also have a hard time finding a quality attorney to take your case.
- What if I am Injured as an Uber Passenger?
If you’re injured as a passenger in an Uber vehicle, it will be extremely difficult for that vehicle’s insurer to allege that you were partially at fault for the accident. That insurer won’t be able to try and devalue your case on that basis. If your accident involved the Uber vehicle and another vehicle, you might even be able to bring injury claims against both drivers.
- What if I am the Driver of the Other Vehicle?
Should you be injured as a driver of the other vehicle in the crash that was caused by an Uber driver, far more insurance coverage might be available than you could be led to believe. That’s just one reason why you’ll want to speak with an Uber accident attorney here at the Law Offices of David Kohm. They have the knowledge and experience in dealing with large companies like Uber and the complex contracts they have with their drivers.
- How Does Uber Insurance Work?
Here’s how insurance coverage for Uber drivers works. If the driver is logged into the Uber app, but he or she has no passengers or is not on the way to pick up a passenger, $50,000 of liability coverage exists. If that driver is on the way to pick up a passenger, or if a passenger is in the Uber car, there is $1 million of liability coverage, uninsured motorist and underinsured motorist insurance is also in effect. Once that passenger exits the vehicle, insurance coverage reverts back to the original $50,000 limit.
- Getting Caught in The Middle
There will probably be more than one insurance company that is tied into an Uber vehicle. In the event of an accident that you’re injured in, neither of them will want to cover your damages. You’ll be caught in the middle while they point their fingers at each other, and without an Uber accident attorney with specific knowledge and experience in Uber injury claims and litigation, you could remain there in the middle for a long time. Those insurers need to be forced to move off of their respective positions.
The best thing that you can do after being injured in any Uber accident is to contact an Uber accident attorney from the Law Offices of David Kohm. Uber accidents are complicated, and you’re going to need our help. You can arrange for a free consultation and case review, and we can answer your questions. After that, we can give you our professional opinion on the best way to proceed with your claim.
Call our law offices today at any of our convenient locations to arrange for a free consultation.
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