Uninsured Motorist Accident
Under-insured or Uninsured Motorist in Arlington & DFW
We receive many calls every month with clients asking for help because they were in an accident with someone who had no liability coverage. It’s common knowledge that there are a lot of people in Texas driving around with no insurance, even though State law requires it. They can’t afford it so they get the bare minimum coverage when they have to renew their vehicle registration or drivers license, and then they let the policy lapse when the next premium comes due. Our Arlington & DFW uninsured motorist accident attorneys at the Law Offices of David Kohm will provide a free case review, expert advice and excellent legal representation in your defense.
So have you been in a wreck with an at-fault uninsured driver? If so you need to confirm that you have Uninsured Motorist coverage on your own insurance policy. Uninsured Motorist (“UM”) coverage is insurance protection you buy in order to have coverage for your damages in the event the other driver is uninsured.
You Have Uninsured Motorist Coverage
If you have Uninsured Motorist coverage, you will need to file a claim with your own insurance company. It is wise to have your personal injury attorney handle this process for you so that you can keep direct contact with the insurance adjuster to a minimum. This is especially true if you have suffered physical injuries that are a result of the accident.
You Don’t Have Uninsured Motorist Coverage
If you don’t think you have Uninsured Motorist coverage, don’t be so sure. It often happens that the agent or staff you purchased your policy from failed to properly exclude UM coverage from your policy. In Texas every auto insurance policy must automatically include UM coverage unless you, the buyer actually rejected the coverage in writing. So if you never signed a notice declining this coverage, this means that the insurance company is required to provide UM coverage. It’s a common occurrence for agents and their staff to fail in providing clients with the proper forms declining coverage. People get in a hurry or forget and think they will come back and get you to sign the form later, mistakes happen, hopefully in your favor.
One thing you will want to remember is the fact that even though you’re dealing with your own insurance carrier, they still are not going to treat you any differently just because you pay premiums. It is the adjuster’s job to save the company money, not spend money. So hiring a qualified experienced law firm is a priority in order to get the best representation when dealing with insurance matters.
Auto Accident Assistance
- Recover property damage
- Recover lost wages
- Recover car repair expenses
- Rental car assistance
Allow our experienced team to represent your best interest and acquire the best settlement possible in your favor. If you can’t come to us, we will come to your home or hospital.
Take action today. Contact us online or call the Law Offices of David S Kohm for a free review of your case.
Se habla ingles y español. Llame hoy a las officinas de David Kohm, Arlington y DFW abogados de accidentes con experiencia.